Intelligence Stack for Modern Lending
Six AI Agents. One orchestrated system. Built exclusievely for NBFCs, banks and fintechs
From Origination to collections, every stage is covered
Your entire lending operation — run by AI that actually understands lending
Generic AI breaks on lending. Lendix AI is purpose-built for it — six specialist agents, each owning one stage of the loan lifecycle, orchestrated as a single system that gets smarter with every transaction.
Every model, metric, and decision tree is calibrated for NBFCs, banks, and fintechs. Not generic enterprise AI applied to a lending context.
Origination, underwriting, voice compliance, marketing attribution, collections, memory — covered end-to-end. No integration patchwork. No vendor juggling.
Lending decisions carry regulatory weight. Lendix AI is built for explainability and audit readiness by design — not bolted on after the fact.
Plug in the agent that solves your most pressing problem first. NOVA orchestrates them all — each agent delivers standalone value from day one.
Six specialists. One system. Zero gaps.
6 agents · 1 orchestrated system
Precision-targeted lead scoring with real-time marketing attribution. Redirects budget to channels yielding verified, credit-worthy applicants.
Reads bank statements, salary slips, and financial documents with 98.5% extraction accuracy. Detects UPI salary fraud, circular transactions, and document tampering before a single rupee is disbursed.
Your voice Al can take calls. VISTA makes those calls regulatorily defensible - guardrail enforcement, real-time monitoring, and a complete audit trail for every conversation.
From WhatsApp nudges to Al calls to human escalation - AURA automates the entire debt recovery journey across every channel, at 10x the scale with 80% less cost
Reconciles attribution gaps, scores every lead at the point of entry, and ensures publishers are paid fairly. One source of truth - from first click to loan disbursement.
The connective tissue of the stack. Shared context, customer history, and institutional learning - flowing in real-time across all six agents so every decision builds on everything that came before.
Designed for Institutions That Can't Afford to Guess
Purpose-built for regulated lending environments where accuracy, compliance, and speed are existential.
Underwriting Precision
Consistent, explainable credit decisions every time, with zero hallucinations and full audit trails.
Recovery Rate Improvement
Automated multichannel collections - WhatsApp, AI voice, SMS, and human escalation at a fraction of the operating cost.
Customer Acquisition Cost
Lead attribution that connects marketing spend to actual loan disbursements — not vanity click metrics.
NPA Reduction
AI-detected fraud signals - UPI salary manipulation, circular transactions, and document tampering stopped pre-disbursement.
Processing Time
From manual document review to automated underwriting in minutes - 50× faster than human-led processes.
Audir Readiness
Every decision, every conversation, every collection action — logged, explainable, and regulator-ready at all times.
The product is powerful. Implementation is where it pays off.
Lending AI is co-developed and deployed by FyscalTech bringing 100+ years of combined banking experience to every go-live.
Before a single agent goes live, FyscalTech maps your existing workflows — LOS, core banking, CRM, bureau integrations. The stack is built around your operations, not around a generic deployment template.
100+ years of combined experience across various geographies globally. Our team understands the institutional context of lending — not just the technology layer on top of it.
Active across 4 geographies with 5 major core banking implementations. RBI, MAS, OJK — we understand the compliance environment your stack must operate within.
FyscalTech doesn't hand over and walk away. We provide managed services, performance monitoring, and model refinement — so your stack improves with every portfolio cycle.
NBFCs & Microfinance
Consistent, explainable credit decisions every time, with zero hallucinations and full audit trails.
Banks & Digital Lenders
Automated multichannel collections - WhatsApp, AI voice, SMS, and human escalation at a fraction of the operating cost.
Fintechs & Embedded Finance
Lead attribution that connects marketing spend to actual loan disbursements — not vanity click metrics.
The future of lending AI is already here.
Your Competitors are already looking
See how FyscalTech implements the lending AI intelligence stack for institutions like yours in a 45 minute live walkthrough tailored to your portfolio